SOLUTION FOCUSED MedLion received Two Thumbs up from me!
Mary Pat: On your site, you state “Insurance was never meant for primary care.” Will you explain what you mean?
Dr. Qamar: Insurance is the business of risk management via coverage for rare, expensive events. Nearly every industry in this country uses insurance in this manner — except health care. In health care, in addition to covering for rare events like surgeries and accidents, insurance is also used to cover common medical events as routinely encountered in primary care. Whenever insurance is used to cover common events, premiums go up due to claims being filed more frequently. Unfortunately, routine primary care is expensive in the current state, and society is forced to seek health insurance for this as well. This drives up health care costs across the board.
Direct Primary Care is able to make primary care relatively affordable, and thus eliminate the need for costly insurance. Health insurance is reserved for rare, expensive events, like in all other industries. By removing the need for insurance from primary care, which is a significant portion of health care, costs are driven down.
~WELLNESS is not merely about lack of sickness, it’s about VITALITY & Quality of Life ~
Be Empowered…come join me on my journey!
Your Health IS my Business